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Financial Literacy Library Guide: GOVERNMENT


Building Wealth: A Beginners Guide to Securing Your Financial Future
Federal Reserve Bank of Dallas. Personal finance education resource for schools, nonprofit community organizations, financial services providers and consumers to help young people, adult consumers, families and others develop a plan for building personal wealth.

Consumer Financial Protection Bureau
CFPB goal is to make consumer financial markets work for consumers, responsible providers, and the economy as a whole; Protect consumers from unfair, deceptive, or abusive practices and take action against companies that break the law; Arm people with the information they need to make smart financial decisions.

Federal Deposit Insurance Corporation: Consumer Protection
Resources provided by the FDIC to educate and protect consumers, revitalize communities, and promote compliance with the Community Reinvestment Act and fair lending laws.

Federal Reserve Education
Links to instructional materials and tools that can increase your understanding of the Federal Reserve, economics and financial education.

Federal Reserve Websites:
   ♦ Board of Governors of the Federal Reserve System: Consumer Information
   Federal Reserve Bank of Atlanta: Education
   Federal Reserve Bank of Boston: Community Develop-ment
   Federal Reserve Bank of Chicago: Education
   Federal Reserve Bank of Cleveland: Community Development
   Federal Reserve Bank of Dallas: Economic Education
   Federal Reserve Bank of Kansas City: Education
   Federal Reserve Bank of Minneapolis: Community & Education
   Federal Reserve Bank of New York: Outreach & Education
   Federal Reserve Bank of Philadelphia: Education
   Federal Reserve Bank of Richmond: Education
   Federal Reserve Bank of San Francisco: Education
   Federal Reserve Bank of St. Louis: Economics & Personal Finance Education Resources

Federal Trade Commission: Consumer Information
FTC is the nation’s consumer protection agency. FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace.

     ♦ Free Credit Reports
     ♦ Summary of Your Rights Under the Fair Credit Reporting Act*

Financial Literacy and Education Commission
U.S. Department of the Treasury. Established to improve financial literacy and education of persons in the U.S. Coordinates the financial education efforts throughout the federal government, supports the promotion of financial literacy by the private sector while also encouraging the synchronization of efforts between the public and private sectors.

Money Smart
FDIC campaign. Comprehensive financial education curriculum designed to help individuals outside the financial mainstream develop financial skills and positive banking relationships.
This website is a product of the Congressionally chartered Federal Financial Literacy and Education Commission, which is made up of more than 20 Federal entities that are coordinating and collaborating to strengthen financial capability and increase access to financial services for all Americans.

President's Advisory Council on Financial Capability for Young Americans
Advises the President and the Secretary of the Treasury on how to promote financial capability among young Americans and encourage building the financial capability of young people at an early stage in schools, families, communities, and the workplace and through use of technology.

Financial Literacy Government Publications

Following is a list of online government documents that pertain to financial literacy:

Consumer Debt: Are Credit Cards Bankrupting America?*

Consumer Protection and the Credit Crisis*

Cost and Legal Authority for Selected Financial Literacy Programs and Activities*

Credit Repair: How to DIY and Avoid a Scam*

Credit Repair: How to Help Yourself*

Credit Repair: Self-Help May Be Best*

Debt Settlement: Fraudulent, Abusive, and Deceptive Practices Pose Risk to Consumers*

The Debt Settlement Industry: The Consumer’s Experience*

Federal Government’s Role in Empowering Americans to Make Informed Financial Decisions*

The Financial Crisis Inquiry Report: Final Report of the National Commission on the Causes of the Financial and Economic Crisis in the United States*
Financial Crisis Inquiry Commission, January 2011
>>Print version available 6th Floor at Govt Docs Y 3.2: F 49/2/C 86

Financial Education and Counseling Pilot Program*

Financial Fitness: A Guide to Your Money and Your Financial Future*
U.S Department of Labor, Employee Benefits Security Administration

Financial Literacy: A Federal Certification Process for Providers Would Pose Challenges*

Financial Literacy and Education Commission: Further Progress Needed to Ensure an Effective National Strategy*

Financial Literacy and Education Commission: Progress Made in Fostering Partnerships, but National Strategy Remains Largely Descriptive Rather Than Strategic*

Financial Literacy and Education: The Effectiveness of Governmental and Private Sector Initiatives*

Financial Literacy Education: What Do Students Need to Know to Plan for the Future?*

Financial Literacy: Empowering Americans to Make Informed Financial Decisions*

Financial Literacy: Empowering Americans to Prevent the Next Financial Crisis*

Financial Literacy: Enhancing the Effectiveness of the Federal Government's Role*

Financial Literacy: Overlap of Programs Suggests There May Be Opportunities for Consolidation*

Financial Literacy: Strengthening Partnerships in Challenging Times*

Generations Working Together: Financial Literacy and Social Security Reform*

The Importance of Financial Literacy Among College Students: The Adequacy of the Level of Financial Literacy and Education Among College Students, the Consequences of a Financially Undereducated Student Body, the Role That Colleges and Universities Play in Promoting Financial Education Among Their Student Body, the Ability and Efficacy of a College or Universities to Establish Limits on Solicitation of its Students, the Appropriateness of Certain Marketing Techniques on College Campuses, and Recommendations to Reduce the Number of Students Who Accumulate Excess Credit Card Debt*

Improving Financial Literacy in the United States: The Need to Improve Americans’ Financial Literacy and Education to Ensure All Americans Have Tools and Resources to Make Sound Financial Decisions*

Improving Financial Literacy: Working Together to Develop Private Sector Coordination and Solutions*

The More You Know, the Better Buyer You Become: Financial Literacy for Today’s Homebuyers, Financial Literacy and Education Efforts Targeted to Both First Time Home Buyers and Existing Home Owners and to Improve Accessibility to Education Programs*

Shopping Smart and Avoid Scams: Financial Literacy During the Holiday Season: Steps Consumers Can Take to Avoid Financial Scams, Purchases, Charitable Giving, and Other Financial Decisions With Special Focus on Those Those That Are Most Prevalent During the Holiday Season*

The State of Financial Literacy and Education in America: The State of Financial Literacy and Education in America*

Taking Ownership of the Future: The National Strategy for Financial Literacy, 2006*

Wall Street to Main Street: Is the Credit Crisis Over and What Can the Federal Government Do to Prevent Unnecessary Systemic Risk in the Future?*

What Borrowers Need to Know About Credit Scoring Models and Credit Scores*

*Requires Acrobat Adobe Reader